The high costs of prescription drugs have been a thorn in the Americans side for a number of years now. They seem to be going up and up without any control or intervention by the government. They have literally raised the cost of health insurance single-handedly due to the drug provisions built into the PPO plan designs of today.
Migrating to an HSA health plan has helped reduced the cost of health insurance because of the increased "self insurance" factor of the plan design. Due to the fact the HSA plans do not have actual drug card co-pays, it is a good idea to shop around for the lowest prescription drug purchase prices to lower your out of pocket expenses. I have found that Sam's Club is the most competitive pharmacy out their for name brand or generic drugs. Their $4.00 generic list of drugs are an excellent value to the consumer.
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